Gold Loan - Unlock the Value of Your Gold
Get instant loans against your gold jewellery at the best interest rates. Quick processing, minimal documentation, and complete safety guaranteed.
Why Choose Our Gold Loan?
Get the best value for your gold with our transparent and customer-friendly loan process
Instant Disbursement
Get your loan amount within 30 minutes of gold valuation
Low Interest Rates
Starting from 1.3% per month (15.6% per annum)
100% Safe & Secure
BIS-approved vault and 100% gold value insurance coverage
Flexible Tenure
Choose repayment tenure up-to 12 months
Gold Loan Details
Product Overview
Loan Tenure
- Up to 12 Months
- Easy renewal facility available
Process
Fresh loan:
- Walk into any branch
- Quick KYC & document verification
- Accurate gold checking and valuation
- Instant loan transfer to your bank
- Your gold stays fully insured in a BIS-approved high-security vault.
Existing Gold Loan:
- Our DSA partners close your existing loan
- Release your gold after document verification
- Transfer it to Flat White Capital at a lower interest rate & extra fund
Repayment Options
Bullet Repayment
Pay entire principal + interest at the end of tenure
Interest-Only EMI
Pay only interest monthly, principal at maturity with renewal facility
Part Release
Pay a little, get your gold back
Part Payment
Make partial payments anytime without penalties
Other Gold Loan Offerings
Explore our range of specialized gold loan offerings designed to meet your specific needs
More Value for Gold Loan
We help you transfer existing gold loan from another lender and enjoy lower interest rates, better terms, and additional loan amount if needed.
Gold Loan Top-Up
Already have a gold loan with us? Get additional funds on the same pledged gold without any hassle. Quick approval and instant disbursement.
Gold Loan Calculator
Find out how much loan you can get against your gold jewellery.
Adjust the weight and purity to see instant results.